🔒 Luck 99 committed to protecting the privacy & personal data of every Malaysian player 🛡️ Encryption 256-bit SSL protecting all your data and transactions at Luck 99 📋 Our Privacy Policy is written in Plain Bahasa Melayu – no confusing legal language 💳 Secure deposits via Touch 'n Go, DuitNow, GrabPay & FPX – your payment data is fully protected 👤 You have full rights to access, correct or request deletion of your data at Luck 99 🔒 Luck 99 committed to protecting the privacy & personal data of every Malaysian player 🛡️ Encryption 256-bit SSL protecting all your data and transactions at Luck 99 📋 Our Privacy Policy is written in Plain Bahasa Melayu – no confusing legal language 💳 Secure deposits via Touch 'n Go, DuitNow, GrabPay & FPX – your payment data is fully protected 👤 You have full rights to access, correct or request deletion of your data at Luck 99
Updated: January 2026

Privacy Policy Luck 99 – Our Commitment to Protecting Your Data

At Luck 99, your privacy is not merely a legal obligation — it is a core value we uphold. This document clearly and transparently explains how we collect, use, store, and protect your personal information as a member of our platform.

12 Key Sections 256-bit SSL Full Bahasa Malaysia

Luck 99's Six Privacy Commitments to You

Before reading the full policy, here are the six core commitments that shape our approach to privacy and data protection for Malaysian players.

Your Data Is Protected with the Strongest Technology

256-bit SSL encryption protects all data transmissions between your device and our servers Luck 99. This is the same security standard used by leading financial institutions in Malaysia.

Your Data Is Not Sold to Third Parties

Your personal information will not be sold, rented, or lent to any third party for marketing purposes without your explicit and express consent. This is an absolute commitment from Luck 99.

Full Transparency on Data Usage

We explain clearly why each type of information is collected and how it is used. There is no hidden data collection or undisclosed purposes beyond what is stated in this policy.

You Are in Control of Your Own Data

You have the right to access, correct, download, or request the deletion of your personal data at any time. Such requests will be handled by the privacy team at Luck 99 within 14 working days.

Secure & Time-Limited Data Storage

Your data is stored on servers protected by strict access controls. Data is retained only for as long as required for service or legal compliance purposes — no longer.

Immediate Notification in the Event of a Data Breach

In the event of a data breach affecting your personal information, Luck 99 will notify you via your registered email within 72 hours of a breach being detected, in line with industry best practices.

Quick Summary: Luck 99 collects your personal data solely to operate the platform's services, process transactions, verify identity and comply with legal requirements. We do not sell your data. You may request access, correction or deletion of your data at any time. Your data is protected with the strongest encryption available.

1Introduction – Who We Are & Why This Policy Exists

Luck 99 (luck99.life) is an online entertainment platform operating to serve Malaysian players. As a platform that handles the personal and financial information of its members, we are both legally and ethically responsible for ensuring that data is managed with care, security and integrity.

This Privacy Policy is drafted in compliance with Malaysia's Personal Data Protection Act 2010 (PDPA) and international industry best practices. It explains clearly and in plain language — not confusing legal jargon — both your rights and ours regarding personal data.

This policy applies to all personal information you provide to Luck 99 through any channel — whether via account registration, use of the platform, communications with customer support, or interactions with our marketing content.

By registering or continuing to use the platform Luck 99, you agree to the collection and use of your personal information as described in this Privacy Policy. If you do not agree, please stop using the platform and contact us to close your account.

2Types of Personal Information We Collect

Luck 99 only collects information that is strictly necessary to operate our services effectively and securely. Below are the main categories of information we collect:

Data Category Examples of Information Required?
Identity Information Full name, MyKad / passport number, date of birth, gender Yes
Contact Information Email address, Malaysian phone number, residential address Yes
Financial Information E-wallet account numbers (TnG, GrabPay), FPX bank account numbers, deposit and withdrawal records Yes
Platform Activity Data Betting records, games played, session duration, transaction history Yes
Technical Data IP address, device type, web browser, operating system, access logs Auto
Communication Data Support chat records, emails sent, and feedback submitted If applicable
KYC Verification Data MyKad or passport copy, selfie for facial verification, proof of address If required

We do not collect sensitive information such as your medical details, religious beliefs, or political views. Should there ever be an exceptional need for additional information, you will be informed in advance and your explicit consent will be required.

3How We Collect Personal Information

Luck 99 collects personal information through several different means:

  • Directly From You: When you register an account, complete your profile, submit KYC documents, contact customer support, or fill in a feedback form.
  • Through Your Use of the Platform: Automatically as you use the platform – including betting activity logs, transaction records, game sessions and interactions with platform features.
  • Via Cookie Technology: Cookies and similar tracking technologies collect technical data about your device and usage patterns to improve platform performance. See the Cookie Policy section for more details.
  • From Legitimate Third Parties: In limited circumstances, Luck 99 may receive information from payment service providers (such as Touch 'n Go or GrabPay) to verify transactions, or from identity verification agencies for KYC purposes.
  • Via Referral: If you registered through another member's referral programme, your name may have been partially provided to us by the referring member.

All data collection on Luck 99 is conducted lawfully and ethically. We do not purchase personal data from data brokers or parties with whom you have no direct relationship, and we do not use web scraping techniques to collect your data from other platforms.

4How Your Personal Information Is Used

Luck 99 uses the personal information collected solely for the following purposes:

  • Account Management: Creating and maintaining your account, verifying your identity, processing registrations, and managing your account settings.
  • Transaction Processing: Processing deposits via Touch 'n Go eWallet, GrabPay, Boost, ShopeePay, DuitNow and FPX; and processing winning withdrawals to your account.
  • Service Delivery: Providing access to all games and services Luck 99 including slots, poker, roulette, Live Casino, and football betting platforms.
  • Service Communications: Sending important notifications about your account, transaction confirmations, security updates, and changes to our terms of service.
  • Customer Support: Resolving queries, complaints, and support requests that you submit to our support team.
  • Legal Compliance: Fulfilling legal obligations, including KYC (Know Your Customer), AML (Anti-Money Laundering), and reporting requirements under Malaysian law.
  • Platform Security: Detecting and preventing fraud, duplicate accounts, bonus abuse, and other unlawful activity on the platform.
  • Platform Improvements: Analysing usage patterns at an aggregate level (not individually) to improve platform performance, user experience and features.
  • Marketing Communications: Sending information about promotions, bonuses and new offers – only if you have opted in to receive such communications, and you may unsubscribe at any time.

Luck 99 will not use your data for any purpose other than those stated above without first obtaining your renewed consent.

5Data Sharing with Third Parties

We understand the trust you place in us when you share your personal information. That is why Luck 99 follows a strictly limited and transparent data-sharing policy. We only share your personal data in the following circumstances:

  • Trusted Service Providers: Companies that assist us in running platform operations, such as cloud infrastructure providers, payment processors (Touch 'n Go, GrabPay, DuitNow), gaming software providers, and identity verification services. All such providers are bound by strict confidentiality agreements and may only use your data for the specific purposes defined.
  • Legal Requirements: If Luck 99 is required by court order, directive from Malaysian authorities or other valid legal requirements to disclose certain information.
  • Crime Prevention: In cases where there is reasonable belief that disclosure is necessary to prevent criminal activity, serious fraud, or threats to public safety.
  • With Your Consent: For any other purpose not stated above, we will obtain your explicit consent beforehand.

What we do not do: Luck 99 does not sell, rent, trade, or disclose your personal data to advertisers, data brokers, social media platforms, or any party for third-party marketing purposes. This is our absolute commitment.

When we share data with third-party service providers, we ensure they maintain security measures equivalent to or exceeding our own standards, and they are prohibited from using that data for their own purposes.

6Data Security – Luck 99's Layers of Protection

Luck 99 invests seriously in security infrastructure to protect your personal data. The following are the layers of protection we have in place:

1
256-bit SSL Encryption

All communications between your browser or app and Luck 99's servers are encrypted using TLS 1.3 with 256-bit key length – the same standard used by Malaysia's major banks.

2
Data-at-Rest Encryption

Sensitive data such as passwords (stored as non-reversible bcrypt hashes), MyKad numbers, and financial details are re-encrypted before being stored in our database.

3
Strict Internal Access Controls

Access to members' personal data among Luck 99 staff is strictly limited on a need-to-know basis. Only personnel who require access to carry out their specific duties are authorised, and all access is logged and audited.

4
24/7 Threat Monitoring

Luck 99's cybersecurity team continuously monitors systems to detect and neutralise any intrusion attempts, DDoS attacks or other suspicious activity before they can impact your data.

5
Regular Third-Party Security Audits

Luck 99 conducts regular independent security audits by recognised cybersecurity firms to identify and address any vulnerabilities before they can be exploited.

6
Two-Factor Authentication (2FA)

While 2FA is optional, Luck 99 strongly encourages all members to enable it. This additional layer of security keeps your account protected even if your password falls into the wrong hands.

Even with all these measures in place, no system can guarantee 100% security. Luck 99 is committed to responding swiftly to any security incidents and notifying affected members within the stipulated timeframe.

7Data Retention & Deletion

Luck 99 practises a data minimisation retention policy — meaning we only retain your personal data for as long as is genuinely necessary for service or legal compliance purposes.

  • Active Account Data: Retained for the duration your account is active and for 7 years after account closure, in line with Malaysian legal requirements on financial record retention.
  • Transaction Records: Retained for 7 years from the transaction date for audit purposes, AML compliance, and any applicable tax requirements.
  • Support Communication Logs: Retained for 2 years to allow us to reference case history should any follow-up be required.
  • Technical Log Data: Retained for 90 days for security analysis and technical troubleshooting purposes.
  • KYC Records: Retained for 7 years after account closure, in accordance with Malaysia's anti-money laundering legal requirements.

Once the retention period expires, your data will be securely deleted or anonymised in a manner that makes it impossible to re-associate with you. Secure deletion means data is overwritten multiple times before the storage space is released, making recovery practically impossible.

If you request early account deletion, Luck 99 will promptly delete all data that can be deleted, while retaining records required by law for the stipulated period. You will be clearly informed of which data can be deleted immediately and which must be retained, along with the reasons why.

8Your Rights Over Your Personal Data

Under Malaysia's Personal Data Protection Act 2010 (PDPA), you have the following rights regarding your personal data that Luck 99 hold:

👁️
Right of Access

You have the right to request a copy of all personal data we hold about you. This request will be processed within 14 working days and provided in a readable format.

✏️
Right to Rectification

If any personal data we hold about you is inaccurate or outdated, you have the right to request a correction. Some information can be updated directly through the "Account Settings" page.

🗑️
Right to Erasure ("Right to be Forgotten")

You may request the deletion of your personal data. Such requests will be processed subject to applicable legal retention obligations. We will inform you which data can be deleted immediately and which must be retained, along with the applicable retention period.

📦
Data Portability Right

You may request a copy of your personal data in a machine-readable format (JSON or CSV) for transfer to another service if you wish.

🚫
Right to Object to Processing

You may object to the use of your data for specific purposes such as marketing communications. To stop receiving promotional emails, click "Unsubscribe" in any marketing email or contact our support team.

⏸️
Right to Restrict Processing

In certain circumstances, such as when you dispute the accuracy of your data or during a complaint investigation, you may request that we restrict the processing of your data while the matter is being resolved.

To exercise any of the rights above, contact us at support@luck99.life with the subject line "Privacy Rights Request", along with your account number and a description of your request. We are committed to responding within 14 working days.

9Cookie Policy

Platform Luck 99 uses cookies and similar tracking technologies to enhance your experience. Cookies are small text files stored in your web browser when you visit our platform.

You can manage cookies through your web browser settings. However, disabling essential cookies may affect the platform's core functionality Luck 99. Most modern browsers allow you to view, delete, and block cookies from your browser's settings page.

The cookies we use do not store passwords, credit card numbers or other sensitive financial information. Such information is always transmitted through separately encrypted channels.

10Children's Privacy

Luck 99 is an online entertainment platform intended exclusively for adults aged 18 and above. We take an extremely serious approach to protecting children and minors from any involvement in gambling activities.

  • We do not knowingly collect any personal information from individuals under the age of 18.
  • Our registration process requires age verification, and we reserve the right to request identity document verification at any time.
  • If we determine that personal data collected belongs to someone under the age of 18, the account will be closed immediately, all funds returned to their original source, and all associated data securely deleted.
  • Parents and guardians who believe their child may have registered at Luck 99 are requested to contact us immediately at support@luck99.life.

11Changes to This Privacy Policy

Luck 99 may update this Privacy Policy from time to time to reflect changes in our business practices, legal requirements, or industry standards. When significant changes are made, we will:

  • Sending email notifications to all registered members at least 14 days before changes take effect.
  • Displaying clear notices within the platform regarding upcoming changes.
  • Updating the "Last Updated" date at the top of this document.
  • Maintaining an archive of previous versions of the Privacy Policy, available to members upon request for reference.

Continued use of the platform Luck 99 after the effective date of the changes will be considered acceptance of the updated privacy terms. If you do not agree with the changes made, you have the right to close your account and request data deletion, subject to applicable legal retention obligations.

12Contact Luck 99's Privacy Officer

If you have any questions, concerns, or requests regarding the privacy and protection of your personal data at Luck 99, we encourage you to reach out to us directly:

  • Privacy Email: support@luck99.life – mark the subject as "Privacy Enquiry" or "Data Rights Request" for faster handling.
  • Live Chat: Available on the platform 24 hours a day – the fastest way to address urgent privacy enquiries.
  • Response Time: We are committed to acknowledging all privacy enquiries within 48 hours and providing a full response within 14 business days.

If, after contacting us, you remain unsatisfied with how your personal data has been handled, you have the right to lodge a complaint with the Department of Personal Data Protection (JPDP) Malaysia, the regulatory body responsible under PDPA 2010.

This Privacy Policy forms part of your overall agreement with Luck 99 together with Terms & Conditions and Responsible Gaming Policy us.

This Privacy Policy was last updated in January 2026.

If you register or continue using Luck 99 after this date, you are deemed to have read and accepted the latest privacy policy. For enquiries or to request a copy of a previous version, contact us at support@luck99.life.

Privacy FAQs at Luck 99

Straightforward answers to the most frequently asked questions about how Luck 99 handles your personal data.

Absolutely not. Luck 99 does not sell, rent or permit the use of your personal data for third-party advertising purposes. Your information is used solely to operate the platform's services, process transactions, meet legal requirements and improve your experience at Luck 99. We share data with third-party service providers only for specific operational purposes (such as payment processing via Touch 'n Go or GrabPay), and all such providers are bound by strict confidentiality agreements that prohibit them from using your data for their own purposes.

You may request a copy of your personal data by emailing support@luck99.life with the subject line "Data Access Request". Please include your account number and a brief identity verification (full name and registered phone number). We will process your request within 14 business days and send a data report to your registered email in a readable format. The report will include the personal information we hold about you, the purposes for which it is used, the planned retention period, and a list of any third-party providers who may have access to any subset of that data.

Luck 99 does not store your full credit card number or online banking password. When you make a deposit via FPX (Maybank2u or CIMB Clicks), Touch 'n Go eWallet, GrabPay, or any other method, the transaction is processed directly through their secure payment platforms — Luck 99 only receives confirmation that the payment was successful, not your account details. All payment communications are encrypted with 256-bit SSL. We also do not ask you to enter your e-wallet or online banking password into any Luck 99 form — if you are ever asked to do so, please report it to us immediately as it may be a fraudulent attempt.

When you close your Luck 99 account, certain data must be retained for a specified period in accordance with Malaysian legal requirements. Financial transaction records and KYC documents must be kept for 7 years under Malaysia's Anti-Money Laundering Act (AMLA). Customer support communication data is retained for 2 years. Technical data and access logs are deleted within 90 days. Personal information not subject to these legal retention requirements will be securely deleted within 30 days of account closure. You may request full details of what data will be retained and for how long before closing your account.

Yes, you can stop receiving promotional emails from Luck 99 at any time through two simple methods. First, click the "Unsubscribe" link found at the bottom of any marketing email we send – this will take effect within 48 hours. Second, log in to your Luck 99 account, go to "Account Settings" then "Communication Preferences", and uncheck any marketing communication types you no longer wish to receive. Please note that opting out of promotional emails does not stop essential service emails such as transaction confirmations, security alerts and account-related notifications – these will continue to be sent as they are necessary for the security and management of your account.

In the event of a data breach affecting your personal information, Luck 99 follows a strict incident response protocol. Within 72 hours of detecting the breach, we will send an email notification to all affected members with details on the type of data involved, potential risks, and the steps we have taken to address the situation. We will also recommend actions you can take to protect yourself, such as changing your password. Significant breaches will be reported to the relevant authorities as required by law. We are committed to responding swiftly and transparently to any security incident — there will be no cover-ups.
256-bit SSL
Data Not Sold
End-to-End Encryption
Full Transparency
PDPA Compliance
24/7 Support

Ready to Play Safely at Luck 99?

Now you can be confident that your personal data is taken seriously at Luck 99. Join over 500,000 Malaysian players enjoying slots, poker, Live Casino, roulette, and football in a safe and trusted environment.

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